Posted on Categories Uncategorized 0 Comment

Challenger banks landscape in 2015

Screen Shot 2016-02-05 at 13.26.22

Highlights

Screen Shot 2016-02-05 at 13.32.54

Are the big 5 becoming too big to compete?

Screen Shot 2016-02-05 at 13.38.25

Why choose a challenger in 2015

Screen Shot 2016-02-05 at 13.41.23

 

These pictures are an extract of the KPMG challenger banking reports published in May 2015:.

 

Few questions to ponder in 2016:

  1. Will  better technology infrastructures enable 2016 challenger banks to provide customers with compelling new propositions that will give them a truly differentiating proposition?
  2. What will be the impact on existing challengers banks of the launch of the new wave of tech powered challenger banks
  3. What will be the C/I ratio of the tech powered challengers? 50%? 40%? 30? Can it give them a compelling competitive advantage against other banks?